How Much Does Hormone Therapy Cost with Insurance?

The cost of hormone therapy can vary depending on the treatment method, the drug used, the dosage, and other factors. Generic pills that contain only estrogen or only progestin are usually cheaper, while combination HRT and brand name products may be more expensive. The tables below list the possible cost ranges for both testosterone HRT and estrogen HRT depending on the dosage form and daily supply. Menopausal symptoms such as hot flashes, night sweats, vaginal dryness, and mood swings can be caused by a hormonal imbalance during perimenopause and menopause.

Many hormone therapy patients have found that the long-term benefits and symptom relief are worth it, despite any potential health risks. Undergoing hormone replacement therapy is a long-term medical procedure that can be demanding for a patient. Most insurance plans do cover hormone replacement therapy for patients with menopausal symptoms, as long as recommended by their primary health care provider. If you qualify for Medicare, your hormone therapy may be covered by Medicare Part D, since HRT is considered a prescription drug.

Bioidentical hormones are prescribed in pill, patch, gel, cream, ring, or granule form to alleviate the immediate symptoms of low hormone levels and prevent future health complications. These composite bioidentical hormones are derived from natural products such as yams and soy to mimic the structure and function of human hormones and alleviate menopausal symptoms. When choosing hormone replacement therapy, consider how often you have to go to the doctor's office, travel expenses, how often you need to apply the treatment, and deductibles, copays, or unexpected insurance expenses. Insurance costs, co-pays, doctor visits, and blood tests may vary depending on the type of hormone replacement therapy you receive.